Show HN: Quill – Messaging for teams that focus https://ift.tt/2X4iu7Q

Show HN: Quill – Messaging for teams that focus https://quill.chat April 2, 2020 at 05:35PM

Launch HN: Belvo (YC W20) – Financial Data API Platform for Latin America https://ift.tt/3dOmLC7

Launch HN: Belvo (YC W20) – Financial Data API Platform for Latin America Hey HN, Pablo and Oriol here, founders of Belvo (https://belvo.co/), a financial data API platform for Latin America. Think Plaid for Latam. We were previously building a payments startup (something like Venmo) in Europe and when expanding to Latam realised how hard it is to connect to legacy infrastructure, whether it is to access data, validate bank accounts or process payments. We’ve also been working in fintech in Europe for the past few years (at companies like Revolut) and one of us comes from a traditional financial services background. We’ve seen the impact open banking technology, which has become common in Europe, has had on providing end-users with more transparent and fair offerings and on lowering barriers for fintech developers to get started and launch innovative new products. But this technology hasn't made it into Latam yet, so we saw a big opportunity and started Belvo to solve that. Belvo allows end-users to connect their financial data to new fintech apps across Latam. We’ve seen a number of relevant use cases for our product so far. For personal and business finance apps, we allow users to connect bank accounts and view them in one place through account consolidation. This allows developers to provide better spending analytics and proactive recommendations. Business-oriented finance apps can reduce manual errors and costs via automated accounting by syncing bank feeds and reconciling transactions on a recurring basis. We’ve also seen that digital-first banks and wallets can use us to build in-house personal finance managers and authenticate the owner of any bank account - thus streamlining their know-your-client (KYC) processes. We also enable credit providers to build better and faster experiences for borrowers. Instead of having to build onboarding flows or asking users to self-report or upload their information, data can be synced via our API. Fraud risk can also be reduced and scoring improved by accessing more granular and broad data. Currently we allow end-users to connect banks and bank-like sources to fintech apps. That being said, our goal is to aggregate all relevant financial data sources, not just banks. This is particularly important in Latam, where 50% of the population is unbanked. In this context, sources such as service providers (think prepaid phone, prepaid TV, electricity bills), digital wallets and gig-economy apps are relevant for both users and fintech apps. These are typically paid in cash and don’t go through a bank statement or debit card but all have portals where consumption and spend can be analysed and categorised. Becoming the “source of truth” for all this data is pretty tricky as all data sources have different formats, ways to access, granularity, etc. and that’s something we’re looking to solve. The process of connecting accounts to fintech apps is built on the premise of full and strong user consent to data sharing. Security / privacy is something we’ve been focusing on since day 1. Our engineering, infrastructure and data teams have past experience in working on products with similar complexities. We went live in January in Mexico, our first market. We will soon be expanding to Colombia and Brazil and working on some additional products and sources to complement the core data API. Belvo has been built by developers, for developers and our API documentation is public. The way to get setup is directly via our developer portal (https://ift.tt/2JzEUpu). Upon signup, you’ll be able to retrieve your API keys for both our Sandbox and Production environments. Oriol and I would be delighted to get your thoughts and feedback on what we’re building. Fire away HN! April 2, 2020 at 04:14PM

Show HN: A list of discounted SaaS products which you can use to fight Covid-19 https://ift.tt/2JBXuwY

Show HN: A list of discounted SaaS products which you can use to fight Covid-19 https://ift.tt/39E4PXu April 2, 2020 at 04:07PM

Show HN: A UDP to TCP proxy server for sending HTTP requests with zero latency https://ift.tt/2ytWrNx

Show HN: A UDP to TCP proxy server for sending HTTP requests with zero latency https://ift.tt/2UYAQEz April 2, 2020 at 03:23PM

Show HN: A link shortener to plant trees https://ift.tt/3bJxXhv

Show HN: A link shortener to plant trees https://t.ly/ April 2, 2020 at 02:57PM

Show HN: An eBook with hundreds of GNU Awk one-liners https://ift.tt/3dQe3mL

Show HN: An eBook with hundreds of GNU Awk one-liners Hi, I recently published my ebook on GNU awk one-liners [1]. It starts from the basics of awk syntax and then discusses one-liner examples. There's a chapter on regular expressions as well. The github repo has the details on how to get the PDF version, all the example files and code snippets used in the book, sample chapters as well the markdown source used to generate the PDF. I made all my ebooks [2] free last month amidst the pandemic fears. These include GNU grep & ripgrep, GNU sed and three books on regular expressions (Python, Ruby, JavaScript). I'd appreciate your feedback and hope the books are useful. Happy learning :) [1] https://ift.tt/3bOKoIP [2] https://ift.tt/389FB3W April 2, 2020 at 02:28PM

Show HN: Python for Non-Programmers https://ift.tt/2R37aoH

Show HN: Python for Non-Programmers https://ift.tt/3bLa1ud April 2, 2020 at 02:21PM

Show HN: Trimmed News – Instagram story style Hacker News reader https://ift.tt/2UYnEzm

Show HN: Trimmed News – Instagram story style Hacker News reader https://ift.tt/2w6T8Lr I'm here to announce another Hacker News reader. It's certainly not the first app created to read Hacker News but it's something different. I have used other apps for some time but I have never been satisfied with the experience. Hacker News design is old which alone is not a problem but if it's hurting the user experience it can be a problem. And I don't want to bash Hacker News website. In my opinion it's beautiful and I respect the decision to not update it look like every other website nowadays. Or even worst, change it to use React (React is great but Arc is important part of Hacker News’ origin). Trimmed News is Hacker News reader that shows stories in slides similar to Instagram stories, Snapchat, and many other social media applications. I wanted to use this design style instead of a list because at least I'm reading stories one at a time and then it would be better to show more information about that one item instead of what are the next 10 story titles. There are two interesting parts I spent some time thinking. 1. The stories change automatically after 10 seconds similar to other story designs (Instagram stories). The decision behind this one was that it's easy to get stuck into some story and start to think something else or just not concentrate properly. This timer keeps at least me more engaged and I can view the stories faster without sacrificing quality. 2. There are only 20 best stories. I thought that often that's how many stories I read because I don't want to waste my time but still get the most important information. I believe that after that the quality start to drop and it is not anymore efficient to read further. It's also a feature that keeps me coming back. Reading (/viewing) 20 items every morning is a goal. It's not too hard but it's just enough to get idea of what is going on in HN community. Appreciate to hear feedback about the app. https://trimmednews.com April 2, 2020 at 09:01AM

Show HN: Coronavirus Simulation with SIR Model https://ift.tt/3aCoKrh

Show HN: Coronavirus Simulation with SIR Model https://ift.tt/2R3YT3M April 2, 2020 at 09:49AM

Show HN: Type in Morse code using laptop lid https://ift.tt/39D1CaE

Show HN: Type in Morse code using laptop lid https://ift.tt/344Lj5f April 1, 2020 at 10:19PM

Show HN: CloudWright – Build apps in your own cloud https://ift.tt/3bGAadC

Show HN: CloudWright – Build apps in your own cloud https://ift.tt/2UWiUKv April 1, 2020 at 10:30PM

Show HN: One Soft Landing – hire people that were recently laid off https://ift.tt/3aCRRdX

Show HN: One Soft Landing – hire people that were recently laid off https://ift.tt/2X2X5M6 April 1, 2020 at 08:46PM

Show HN: Sitting isn't killing you. Sitting still is. Jittercise https://ift.tt/2R3aqR0

Show HN: Sitting isn't killing you. Sitting still is. Jittercise http://jittercise.com/ April 1, 2020 at 08:28PM

Show HN: 100 open-source UI designs uploaded https://ift.tt/3bMQsBB

Show HN: 100 open-source UI designs uploaded Uploaded another batch of designs to https://ift.tt/2UmnXFb - a few hundred more in the queue. Also fixed some bugs and made some adjustments based on the feedback received from the soft launch. Note for developers: If you don’t have Sketch or a Mac, and you’d like to use a .sketch source file, remember that Figma is free to use, available for Windows and it opens the format! What does open source design even mean? You can download the design source files and look under the hood. If open source code is checking out the recipe of a piece of software, open source design is the same thing for a design. The designs on the site are also free to use, modify etc. April 1, 2020 at 08:09PM

How We're Adapting During Coronavirus

How We're Adapting During Coronavirus
By Amy Fowler

We’re doing everything we can to reduce the risk of COVID-19 transmission, and we’re asking San Franciscans to help do the same by only taking Muni for essential trips that can’t be made by walking, biking or driving.

The SFMTA’s number one priority during the COVID-19 outbreak is the safety of our staff and the public. With this in mind, we’ve taken a number of steps, including making service changes to focus our cleaning resources, improving our operators’ environment and helping to amplify citywide shelter-in-place guidelines.

Beginning this week, all Muni Metro Light Rail routes are temporarily being served by Metro buses. Closing the Muni Metro underground system allows us to simplify our operations and refocus cleaning staff from largely empty subway stations to other critical areas, such as bus yards, field operations and other facilities that are currently seeing more activity. It also minimizes risks to our public-facing station agents. Because Muni drivers are cross-trained to handle different vehicle types, we have some flexibility in moving train operators to the bus shuttles.

In addition to the earlier Express service reductions, most Rapid routes are also temporarily discontinued, with local buses serving all stops. With Muni Metro ridership down over 90% and systemwide drops of about 75-80% compared to this time last year, we still expect to be able to support social distancing.

Fortunately, our buses are already equipped with a protective plexiglass barrier, something that most other transit agencies lack. After the shelter-in-place order, we acted quickly to minimize the risks of transmission to staff and the public by shifting cable cars and historic streetcars to buses that have the protective barriers. And despite challenges in getting supplies, we’re prioritizing getting sanitizing supplies to our operators on an ongoing basis and implementing additional cleaning procedures.

Last week we began requesting that all passengers board from one of the back doors unless they require assistance. People with disabilities and others who need the kneeling function of the bus can request boarding in the front from the operator. To help reinforce backdoor boarding and to help remind passengers about social distancing, new signs have begun going up in buses.

We’re also giving operators guidance about passenger thresholds for different vehicle types. If a bus becomes too crowded, operators can skip stops. And if needed, we’re prepared to quickly make changes to continue to support social distancing on our vehicles. We are monitoring capacity daily through automatic passenger counts and assessments from inspectors on the street. This gives us a holistic view of what is happening on the street so we can make adjustments as resources become available.

We are doing our part to reduce the risk of transmission on Muni, and we need San Franciscans to do their part too. Unlike normal times when we welcome and encourage all kinds of trip on Muni, during this public health emergency, we need San Franciscans to use Muni only for essential trips and only for trips that you can’t make by some other mode of transportation.

Please check the SFMTA COVID-19 Response page for the latest service and citation information. Or go to the SF.gov COVID-19 website for citywide resources about the shelter-in-place order.

Signs are going into buses to encourage passengers to practice social distancing and use the back door for boarding.  

Published April 01, 2020 at 08:15PM
https://ift.tt/2WXrETv

Show HN: Deploy your Puppeteer scripts to AWS lambda and run them via URL / CRON https://ift.tt/2xIbP8s

Show HN: Deploy your Puppeteer scripts to AWS lambda and run them via URL / CRON https://ift.tt/2JtLbD4 April 1, 2020 at 07:50PM

Show HN: Covid-19 Incubation Calculator https://ift.tt/2UAS7on

Show HN: Covid-19 Incubation Calculator https://ift.tt/39yL3N9 April 1, 2020 at 07:39PM

Show HN: Your website went down last night... Or did it? Set up a monitor https://ift.tt/2JuwC1U

Show HN: Your website went down last night... Or did it? Set up a monitor https://silentdown.com April 1, 2020 at 07:25PM

Show HN: Daycast – Plan the Day, Keep Track of Time, and Focus https://ift.tt/33ZHE92

Show HN: Daycast – Plan the Day, Keep Track of Time, and Focus https://ift.tt/2UwqEUK April 1, 2020 at 04:40PM

Show HN: Covid-19 Patient Review Tool for Hospitals Open Sourced https://ift.tt/2UBJLwO

Show HN: Covid-19 Patient Review Tool for Hospitals Open Sourced https://ift.tt/2UxkyU7 April 1, 2020 at 05:10PM

Launch HN: Global Belly (YC W20) – Helping influencers launch their own products https://ift.tt/2xFrV2V

Launch HN: Global Belly (YC W20) – Helping influencers launch their own products Ankita and Madhuri here from Global Belly ( https://ift.tt/2HsJ1jH ). We built a platform that helps influencers launch their own custom line of products. By 'influencers' we mean creators who have loyal and engaged audiences on social media that they have grown through their own content. They are usually experts in a particular skill, like cookie decorating, vegan baking, or fitness and nutrition. Right now the primary way they make money is through promoting third party brands in their content. While they have all the necessary creative skills to connect with a large audience they do not have expertise in product design, tech, and operations to launch and sell their own products. We help these talented individuals launch their own e-commerce brand and start turning their fans into customers. We take care of everything for them -- from product design and tech to operations and delivery -- so influencers can create and start selling their physical and virtual products in a matter of days. Ankita and I met in 2014, while she was completing her MBA at NYU Stern and I was working at The Food Network. Ankita came from an engineering background and had previously worked at Apple, while my experience was in media production, but we connected immediately and started working on a few projects together at the intersection of food and tech and launched our own DTC food brand that would feature products to help people cook more global cuisines at home, hence the name Global Belly. We developed our own e-commerce platform with all the bells and whistles, set up operations with co-packers and food distributors, and even started working with a fulfillment partner to manage delivery logistics. When we began exploring influencer partnerships, we started hearing the same thing from all of them: “I’ve always wanted to launch my own line of products like these but I just don’t have the time and resources”. This really resonated with us, we knew first-hand the challenges of launching your own brand, and we knew this would be nearly impossible for them while maintaining aggressive content calendars. After speaking with 100 different food influencers we learnt not only how well-positioned they were to launch their own products but how eager they were to do it. The solution became obvious to us, we had the tech, analytics and operational expertise to help them launch both physical and virtual product lines quickly. Influencers could continue to do what they do best, create amazing content and connect with their audience and we would take care of the rest for them. So this is how it works: Once influencers are onboarded we look at their audience data and help them create a product portfolio that is best suited for their fans. We design all of these products, set up their custom store on Global Belly and manage the production and fulfillment logistics of the whole store as well. Influencers share their custom products to their fans and followers via their store on Global Belly and they start earning revenue for each product sold from day 1. We have currently launched 17 influencers in the food vertical and shipped thousands of products so far. One of our largest influencers is SweetAmbs, who is a pastry chef specializing in cookie decorating. Through her beautifully crafted videos she has built an audience of 3M across her social media platforms. We helped her launch her own line of DIY cookie kits, signature cookie mixes, books, and e-tutorials via her Global Belly store ( https://ift.tt/2URFsfE ) She is just one of the millions of content creators we believe will be the future of commerce as they begin to capitalize on their own brand instead of pushing others. Though the majority of our launches have been in the last 3 months, we have already started learning some interesting things. The size of the influencers' audience is only one parameter to watch, as smaller influencers have proven that they can be just as successful as larger ones. An influencer with only 100K in followers can generate the same product revenue in the first week of launch than one with over 500K. We are starting to collect data on how much an influencer can actually sell to predict revenue they can generate based on audience parameters like age, gender, income and education. While we are the only company doing this in the food space at the moment, this model has seen success in the fashion and beauty industry. Would love to connect with anyone at Revolve and Huda Beauty and anyone with extensive knowledge or a unique perspective in the social commerce space. We are looking forward to hearing ideas and feedback from the HN community and any experiences you have in this space! April 1, 2020 at 04:54PM

Show HN: Reachable- Stop Workplace Insults, Abuse, Flirting Get Early Access https://ift.tt/2WY5y35

Show HN: Reachable- Stop Workplace Insults, Abuse, Flirting Get Early Access https://ift.tt/2Urofe0 April 1, 2020 at 03:43PM

Show HN: Join meetups, from home – Participate in video calls to meet people https://ift.tt/3bIN6jk

Show HN: Join meetups, from home – Participate in video calls to meet people https://onairbar.live/ April 1, 2020 at 03:28PM

Show HN: Time Cop – A simple, private, open-source time tracking app https://ift.tt/2R1XRFr

Show HN: Time Cop – A simple, private, open-source time tracking app https://timecop.app April 1, 2020 at 03:23PM

Show HN: Software Deployment Strategies – Part 2 – Stateless Services https://ift.tt/39y95I7

Show HN: Software Deployment Strategies – Part 2 – Stateless Services https://ift.tt/2w4mNVs April 1, 2020 at 03:21PM